Most people think that Mortgage Brokers are only for people that have a bad credit history and can not qualify for a mortgage using the traditional bank. In fact, using a Mortgage Broker is a smart option for any client wishing to get pre-approved, renew or refinance their mortgage. Community Mortgage Services has access to over 50 different lending institutions across Canada, many have different lending criteria than your traditional bank, and offer competitive rates. As Mortgage Brokers we are given Brokers Special Rates by these lending institutions, which allows our Mortgage Brokers to shop around for you and find you the best rate that you qualify for.

If you are a client with a troubled credit history, or are finding it hard to obtain a mortgage by traditional means because you are self-employed then Community Mortgage can help. We have a lot of experience in dealing with hard to place mortgages. Community Mortgage is able to find you a mortgage because of our ability to access lending institutions not available to the public as well as access to private lenders. At Community Mortgage Services Corporation we finance Good Credit to Bankruptcy.

Another advantage of using a Mortgage Broker is that only one credit bureau is used. Your credit information is then shared with the various lenders without them having to run an additional credit bureau, which can affect the scoring system most banks rely on for their credit granting procedures.

At Community Mortgage Services Corporation we are committed to finding the best rates for our customers. Please feel free to contact us if you would like more information or are interested in becoming a client.